Australian-owned · Melbourne-based

Australia's first dedicated Financial EAP.

Financial stress is the #1 driver of workplace mental health issues. Generic EAPs offer counselling. moneymood gives your employees the platform, the coaching, and the tools to actually fix it.

Australian-owned No lock-in contracts All features included

Your EAP isn't solving your biggest problem

84% of Australian HR professionals link financial stress to mental health. Only 6% plan to run a financial wellbeing program in the next 12 months. The gap is massive.

$31B lost annually

Financial stress costs Australian businesses $31 billion per year in lost productivity, absenteeism, and turnover.

5-10% utilisation

Generic EAPs see single-digit utilisation. Employees don't call a hotline for mortgage stress. They need tools, not triage.

Counselling doesn't fix debt

Existing EAPs treat money as a side module. A six-session counselling allocation won't refinance a mortgage or restructure debt.

Financial EAP vs. generic EAP

Same procurement category. Completely different depth on money.

Capability Generic EAP moneymood Financial EAP
Financial coaching Limited sessions (if any) Unlimited AI + human coaching
Open Banking data No Yes, CDR compliant
Connected savings partnerships No Yes, identifies real savings opportunities
Identifies insurance savings No Yes, finds where employees are overpaying
Financial wellbeing score No Yes, 30+ dimensions
Employer reporting Aggregated usage only Aggregated wellbeing trends
Setup time Weeks Days, not weeks
Lock-in contract 12-24 months typical No lock-in. Cancel anytime.

A complete financial wellbeing platform, no cost to them

Funded by their employer, employees get access to a private financial intelligence platform. No sign-up fees. No upsells. No data sold.

AI financial coaching available 24/7
Net worth tracking, spending analysis, and debt strategies
Identifies savings on home loans, insurance, and everyday spending
Connected savings partnerships that find where you're overpaying
Complete privacy (employer sees aggregated data only)
Learn More for Employees

Starts at $7 per employee per month

No setup fees. No lock-in contracts. Credit card checkout for small teams. Volume discounts from 51 employees.

Starter

1-50 employees

$7/employee/month

$84/employee/year

Scale

201-500 employees

$4/employee/month

$48/employee/year

Enterprise

500+ employees

Custom

Contact us

How it works

No IT project. No integration work. We handle the heavy lifting.

Book a demo

Talk to our team. We'll walk you through the platform and tailor a plan for your organisation.

We set you up

We configure your branded instance and onboard your team. No IT work required on your end.

Share with your team

Distribute via your intranet, onboarding pack, or benefits portal. Employees sign up privately.

Employees get support

Coaching, tools, and connected services are immediately available. You see aggregated wellbeing metrics. Individual data stays private.

Trusted by organisations across Australia

Oaks Hotels Resorts & Suites Be Your Realtor Refluent Prahran Square Family Clinic Family Clinic Southbank
Hospitality Healthcare Technology Real Estate Professional Services

“We were already paying for an EAP but staff weren't using it for money issues. moneymood gave us a dedicated financial support channel that employees actually engage with.”

Operations Manager Oaks Hotels Resorts & Suites

Simple pricing. No cost to employees.

Employers pay a per-employee fee. Employees access the full platform at no cost to them. Every feature included from day one, no upsells, no paywalls.

Transparent per-employee pricing
No cost to employees
No lock-in contracts
Quick and easy setup

Enterprise-grade security. Employee-grade privacy.

Individual financial data is never shared with employers. Encrypted at rest, encrypted in transit, CDR compliant.

AES-256 Encryption

Bank-grade encryption at rest and TLS 1.2+ in transit. Same standards protecting banking systems.

CDR Compliant

Accredited under Australia's Consumer Data Right framework. Administered by the ACCC and OAIC.

Read Only Access

moneymood can never move money, make payments, or modify accounts. View only, always.

Australian Hosted

Australian company, Australian infrastructure. Data never leaves Australian jurisdiction.

Give your team a Financial EAP that actually works

No lock-in. Transparent pricing from $4/employee/month.