1. Introduction

This Cookie Policy explains how VCAP Connect Pty Ltd (ABN 88 674 243 362), trading as moneymood, uses cookies and similar technologies on the moneymood platform. We believe in transparency and want you to understand exactly what data is stored in your browser.

2. What Are Cookies?

Cookies are small text files that are stored on your device when you visit a website. They are widely used to make websites work efficiently and to provide information to the site owner. moneymood uses a minimal number of cookies and local storage items, limited to what is necessary for the platform to function.

3. Cookies and Local Storage We Use

3.1 Essential Cookies

These are required for the platform to function and cannot be disabled:

Name Purpose Duration
moneymood_token Stores your authentication session token so you remain logged in Session / 15 minutes
moneymood_refresh Stores your refresh token for automatic session renewal 30 days

3.2 Preference Storage (Local Storage)

These items are stored in your browser's local storage to remember your preferences:

Name Purpose Duration
moneymood_theme Stores your light/dark theme preference Persistent until cleared

3.3 Cookies We Do NOT Use

moneymood does not use:

  • Third-party tracking cookies
  • Advertising or retargeting cookies
  • Social media tracking cookies
  • Third-party analytics cookies (such as Google Analytics)
  • Cross-site tracking cookies

4. Managing Cookies

You can manage cookies through your browser settings. Most browsers allow you to refuse cookies, delete existing cookies, or be notified when a cookie is set. Please note that if you disable essential cookies, you will not be able to log in to moneymood.

To clear local storage items, you can use your browser's developer tools or clear all site data through your browser's privacy settings.

5. Changes to This Policy

If we introduce new cookies or change how we use existing ones, we will update this policy and notify you through the platform. Material changes will be communicated via email.

6. Contact

If you have questions about our use of cookies, please contact:

Privacy Officer
VCAP Connect Pty Ltd
Email: privacy@moneymood.com.au